After you make the important decision to attend an addiction rehab program, one of the first questions you’ll undoubtedly have is how to pay for it. Thankfully, many addiction treatment services are covered by medical insurance. If you want to get clean and sober, Gateway Foundation in Gurnee, IL, can help. Read on to find out more about insurance coverage options.
Does Insurance Cover Rehab and Addiction Services in Gurnee, IL?
The short answer to this question is yes.
Currently, United States laws require all health insurance providers to offer some form of addiction treatment coverage. Addiction, also called substance use disorder, is a disease. Treatment is considered part of an individual’s essential healthcare.
There are numerous health insurance providers and lots of different types of coverage. Your provider may have limitations on what’s covered. Be sure to find out what your policy says in regards to rehab or addiction treatment. Here are some key terms you should know when investigating your coverage.
In-Network vs. Out-Of-Network
Most major health insurances have a network. This is a group of healthcare providers, including physicians, hospitals and even addiction treatment centers, specifically covered by your insurance.
If the rehab center you select is in-network, coverage is generally easier to organize. However, even if the treatment you want is out-of-network, that doesn’t mean it won’t be covered. You may merely need to show how valuable this service is to your overall health.
Some insurance providers require you to pay a deductible before you can submit a claim. This is a predetermined cost that you pay out of pocket before your health insurance covers the remaining fees. While many policies include deductibles, some do not.
It’s best to check with your health insurance provider ahead of time so that you know exactly how much you will be responsible for. Some deductibles for rehab and addiction treatment are a few hundred dollars. For others, this fee could be in the thousands. Knowing your deductible ensures you won’t be surprised when you’re ready to get treatment.
Learn More About Paying for Addiction Services With Insurance in Gurnee, IL
At Gateway Foundation, our Gurnee location accepts a variety of health insurances to cover both inpatient and outpatient treatment options. Whether we’re in-network with your policy or out-of-network, we want to ensure you get the care you need.
Trying to determine insurance coverage and how you’re going to pay for addiction treatment should never stand in the way of your health and recovery. With our team by your side, you never have to figure out these logistics on your own. As part of your admissions process, our experts will get all your health insurance information and let you know what’s covered by your policy. We can also inform you about any financial support available to you.
If you would like more information about the addiction treatment services available at our rehab center and work with our team to determine your insurance coverage, don’t wait. Contact Gateway Foundation in Gurnee online or give us a call at 855.944.3537 to take the next step toward lifelong recovery.