Are you considering entering rehab for addiction recovery? Many people hesitate before joining a rehab program due to concerns over how they will pay for treatment. Fortunately, rehab is typically covered by your health insurance policy. At Gateway Foundation in Pekin, IL, you may be able to pay for rehab with your health insurance. Below, we cover a list of insurance providers who consider us an in-network or preferred provider, along with other payment options you can use.
The Typical Costs of Rehab
Your costs for rehab may be impacted by whether the facility you have chosen is in- or out-of-network. If the rehab provider is in-network, payments will generally be coordinated between your health insurance provider and the rehab center. Fortunately, you may still be able to receive some coverage if the rehab facility is out-of-network. Outpatient rehab will also generally cost less than inpatient, and luxury rehab will be the most costly.
Even with insurance coverage, you may still need to pay a deductible — a predetermined cost you must cover before your insurance provider will pay for the remaining expenses. Before entering rehab, determine whether you must pay a deductible by reviewing your health insurance policy.
Paying for Rehab With Insurance in Pekin, IL
In many cases, insurance does cover rehab in Pekin, Illinois. In the U.S., health insurance providers are required to provide coverage for a form of addiction treatment. As addiction generally involves a substance misuse disorder, treatment for it is considered part of an individual’s health. However, because there are so many types of health insurance available, a provider may have limitations on coverage.
Typically, you can assume you have some type of rehab insurance coverage if you have health insurance. Before you enter rehab, you should understand exactly what your policy covers.
Insurances Accepted by Gateway Foundation’s Pekin Center
Does insurance cover addiction services in Illinois? The answer is often yes. At Gateway Foundation of Pekin, you may be able to use your health insurance to cover your rehab program. During our admissions process, we will obtain your health insurance information and help you understand whether we are considered in-network or a preferred provider for your plan. We are considered a preferred provider or an in-network provider for the following insurance providers:
- Blue Cross Blue Shield
- St. John’s Mercy Health Plan
- MHN Managed Health Network
- Health Alliance
- Allied Benefits
- BJC Behavioral Health
- St. Anthony Health Network
- United Healthcare/United Behavioral Healthcare
Other Payment Options
Our experts at Gateway Foundation in Pekin, IL, will help you determine what is covered by your health insurance policy and ensure you get the coverage and financial support to pay your rehab services on your path to addiction recovery. Gateway Pekin also accepts these forms of payment for rehab:
- Debit cards and credit cards
Insurance coverage for rehab includes treatment for addiction. Our staff can help you verify your coverage and understand your costs for rehab. Contact Gateway Foundation today for additional information about paying for addiction services with insurance in Pekin, IL.